Care for people who can’t take care of themselves is expensive, and regular health insurance doesn’t cover the cost. By Ann Carrns Most older adults don’t have long-term care insurance, and a big ...

Our picks include Mutual of Omaha, Nationwide and New York Life.

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Getting your Trinity Audio player ready... Not long after her husband died in 2004, Alice Kempski, a retired nurse in her early 60s, bought an insurance policy designed to cover the costs she would ...