Lawmakers in the 1970s designed no-fault insurance laws to lower car insurance premiums by reducing the number of expensive lawsuits to decide fault. But that hasn't exactly worked, and consumers are ...

Personal Injury Protection insurance (PIP) is one of the least understood types of insurance. Many policyholders don't know that much about this coverage. This insurance will cover bodily injury after ...

At-fault insurance is meant to reduce some internal costs, but rates are increasing because companies are spending more on claims as a result of rising repair costs and extreme weather events ...

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Since Michigan overhauled its no-fault system several years ago, buying auto insurance is more complicated and requires new decisions on coverage options. So getting the cheapest price quote now takes ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. A ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Kentucky is a no-fault state, which means drivers ...