For years, Target’s differentiation has been its ability to combine value with style. That edge dulled recently. But there are signs it’s returning.

It comes with three sofas and a table.

There's the popular store card, the Target Circle™ Card, which offers discounts on most purchases and exclusive access to new products. But it has a high APR and can't be used anywhere else. CNBC Select analyzed dozens of credit cards to find the top picks for Target purchases, considering rewards, purchase protections, cash back and more.